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An everyday bank account, in your brand.

Accounts open in minutes, cards arrive in the app and transfers between your customers are instant.

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Runs on
Full app, from 4,900 EUR a month
Comes as
Web app, mobile app and back office
Live in
About two weeks

What your customers get

Everyday banking, done properly, from the first sign-up.

  • Accounts in minutes

    Customers sign up in the app and get an account with its own IBAN once their checks pass.

  • Cards on day one

    A virtual card appears on sign-up. Physical cards follow in your design.

  • Instant transfers

    Money moves between your customers instantly and for free.

  • Spending in view

    Categories and monthly summaries show where the money went.

  • Savings pots

    Pots fill on their own with automatic top-ups.

  • Control in the app

    Freeze a card, set a limit or change the PIN without calling anyone.

What is inside

Taken straight from the full catalogue of 61 services, grouped for this app.

Accounts

  • Accounts in several currencies
  • A personal IBAN for every customer
  • Statements monthly or on demand
  • Balance history

Cards

  • Virtual cards
  • Physical cards with your artwork
  • Freeze, limits and PIN management
  • Delivery tracking

Checks

  • Identity verification when customers join
  • Document reading
  • Sanctions screening
  • Monitoring that never stops

Your launch, day by day

The standard fortnight, shaped to this app. You get a written plan of your own on day one.

  1. Days 1-2

    Choose the features

    Choose the features and the look, and set the fees your customers will pay.

  2. Days 3-12

    Brand on, cards printed

    Your branding goes onto the app, the cards are sent to print and test customers go through sign-up from start to finish.

  3. Days 13-14

    First customers in

    Real sign-ups and real payments, with your team watching the back office do the work.

Questions teams ask about this app

What does sign-up look like?

Inside the app. Automatic identity checks must pass before any money moves.

Is there a way to save money in it?

Yes. Savings pots, including automatic top-ups, come as standard.

Who sets the fees our customers pay?

That is up to you. The price list is yours and we simply operate it.

See consumer banking with your name on it.

Book a demo and we will show the personal app branded as yours within one working day.

Book a demo

Or write to us at info@quoin.money